Refund Policy

Last updated: October 2026

1. Public Directory & Referral Platform

DematRefer.in is a free public directory and comparison portal for Refer & Earn offers and partner programs. DematRefer does not collect payments, sell digital goods directly, or process in-house gift card payments.

2. Third-Party Gift Card Transactions (Crafin)

All gift card buying and selling activities facilitated through links on this website are handled entirely by Crafin (crafin.in). Any transactions, payments, deliveries, disputes, and refund requests are subject to Crafin's official refund policies and terms of service.

3. Referral Programs & Brokerage Accounts

Account opening fees, subscription plans (if any), and referral incentives are managed directly by respective financial institutions and brokerages (e.g., Zerodha, Upstox, Kotak Neo, Axis Direct, Mirae Asset m.Stock, Paytm, etc.). DematRefer does not collect fees or issue refunds on behalf of third-party platforms.

4. Questions & Support

If you have questions regarding any link on our platform, please reach out via our Contact Page or WhatsApp support.