Navi Referral Offer

Why Choose Navi?

• ✓
  Direct bank credit with instant UPI settlement
• ✓
  Digital gold signup bonuses with as little as ₹10 investment
• ✓
  Zero hidden transaction charges on UPI transfers
• ✓
  Instant home loans and health insurance marketplace

How the Offer Works

The Navi refer-and-earn program enables new and existing users to earn rewards when onboarding through an official invitation link. When an eligible referee completes account verification and satisfies qualifying transaction criteria, the referral incentive is credited according to company policy.

Eligibility Criteria

• Resident Indian citizen aged 18+.
• Valid PAN card for digital gold and loan products.
• Active UPI-linked bank account for receiving rewards.

Steps to Claim the Offer

1. 1
   Click the Navi invitation link to download the app.
2. 2
   Verify mobile number and link bank account for Navi UPI.
3. 3
   Make a first UPI payment or invest ₹10 in 24K Digital Gold.
4. 4
   Enter your UPI ID to claim the instant cash reward.
5. 5
   Amount is deposited into your bank account within seconds.

Terms & Conditions

Referral rewards may depend on eligibility, successful account opening, transactions, KYC verification, or other conditions imposed by Navi:

• Referee must download Navi through your invitation link.
• Referee must make their first UPI payment or buy digital gold worth ₹10 or more.
• Cash reward is transferred directly to your linked UPI ID / Bank Account instantly.
• Maximum referral limits and daily caps apply per user as per Navi guidelines.

Frequently Asked Questions