Refer and Earn Directory India

Welcome to DematRefer's master refer and earn directory. We aggregate, verify, and monitor top referral offers across Indian demat accounts, stock brokers, UPI payment applications, and digital fintech platforms. Find genuine reward amounts, transparent terms, eligibility requirements, and official signup links.

Kotak Neo official logo

Kotak Neo

Demat & Stock Broker
Reward: ₹300*

Zero intraday brokerage & exclusive Youth Plan for traders under 30.

  • Zero intraday brokerage on F&O and Equities
  • Free Youth Plan for traders under 30 years
  • Instant margin trading facility & TradingView charts
Zerodha Kite official logo

Zerodha Kite

Demat & Stock Broker
Reward: 300 Pts + 10%

India's pioneer discount broker with robust Kite trading terminal.

  • 10% lifetime brokerage sharing from your referee trades
  • 300 reward points per successful account opening
  • Zero equity delivery charges and low flat ₹20 F&O brokerage
Upstox Pro official logo

Upstox Pro

Demat & Stock Broker
Reward: ₹600*

Backed by Ratan Tata with instant paperless DigiLocker account opening.

  • High cash rewards per successful referral invite
  • ₹0 maintenance on basic plan & zero equity delivery brokerage
  • Lightning-fast Pro web and mobile charting platform
Angel One official logo

Angel One

Demat & Stock Broker
Reward: ₹500 Voucher

Premier full-service discount broker offering free digital onboarding.

  • ₹500 shopping gift voucher (Amazon/Flipkart/Myntra)
  • ₹0 AMC for the first year of account maintenance
  • SmartAPI, ARQ Prime robo-advisory & TradingView charts
m.Stock by Mirae official logo

m.Stock by Mirae

Demat & Stock Broker
Reward: ₹151

Lifetime zero brokerage across Equity Delivery, Intraday, and F&O segments.

  • 48-hour rapid ledger credit for eligible accounts
  • Lifetime zero brokerage on delivery, intraday, and F&O
  • Backed by Mirae Asset Global financial group
Axis Direct official logo

Axis Direct

Demat & Stock Broker
Reward: ₹300

Comprehensive 3-in-1 Demat, Trading, and Axis Bank Savings account.

  • ₹300 direct ledger benefit on successful account opening
  • Seamless 3-in-1 account integration with Axis Bank
  • Comprehensive research reports and fundamental stock analysis
5paisa official logo

5paisa

Demat & Stock Broker
Reward: ₹300 + 30%

Flat ₹20 per trade discount broker with industry-best referral sharing.

  • ₹300 flat signup bonus on successful account activation
  • 30% perpetual lifetime brokerage revenue sharing
  • Instant trading wallet credit and withdrawable payouts
Choice Demat Account official logo

Choice Demat Account

Demat & Stock Broker
Reward: ₹300

Invest Smartly with Choice Demat Account. Zero account opening charges and advanced trading platform.

  • Flat ₹300 reward on first trade (min ₹50 on NSE)
  • Zero account opening charges and dedicated advisory
  • Lead tracking up to 7 days, payout after validation
Groww Stocks official logo

Groww Stocks

Demat & Stock Broker
Reward: ₹100

Clean and beginner-friendly platform for stocks, mutual funds, and IPOs.

  • ₹0 Lifetime AMC with zero account opening maintenance charges
  • Instant online paperless KYC within 5 minutes
  • Direct mutual fund investing at 0% commission
Paytm UPI official logo

Paytm UPI

UPI & Payment App
Reward: ₹50 – ₹150

Invite friends to link their bank account and make their first UPI transfer.

  • Direct bank account cashback on first payment
  • Instant UPI payment confirmation with zero fees
  • Exciting cashbacks on bill payments, recharges, and merchant QR scans
PhonePe official logo

PhonePe

UPI & Payment App
Reward: ₹200

India's leading UPI app for instant money transfers and recharge cashback.

  • Instant scratch cards & cashback on first payment
  • Zero fee on UPI money transfers between any bank
  • Widest merchant acceptance across India
MobiKwik official logo

MobiKwik

UPI & Payment App
Reward: ₹1,200 Pool

SuperCash and wallet referral rewards upon your friend's first bill payment.

  • Generous reward pool with SuperCash and wallet cashbacks
  • ZIP Pay Later activation bonuses up to ₹60,000 credit limit
  • Cashback on electricity, DTH, broadband, and credit card bill payments
Navi UPI & Gold official logo

Navi UPI & Gold

Finance & UPI App
Reward: ₹200

Fast zero-cost UPI payments, personal loans, and digital gold investments.

  • Direct bank credit with instant UPI settlement
  • Digital gold signup bonuses with as little as ₹10 investment
  • Zero hidden transaction charges on UPI transfers

Frequently Asked Questions

How does DematRefer verify referral offers?

We review each broker and financial platform's official terms, published promotional rules, payout structures, and customer eligibility before listing offers on our directory.

Do I need to sign up or log in on DematRefer.in to use these referral links?

No, DematRefer.in is a free public directory. No signup, registration, or login is required to browse and claim referral offers.

Explore Related Referral Categories

💳 Demat Account Referrals📈 Stock Broker Referrals📱 UPI Referrals💰 Finance App Referrals