📅 Last Verified: October 2026⚡ Status: Active Offer
Why Choose Paytm UPI?
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Direct bank account cashback on first payment
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Instant UPI payment confirmation with zero fees
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Exciting cashbacks on bill payments, recharges, and merchant QR scans
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Support for multiple bank accounts and RuPay credit cards
How the Offer Works
The Paytm UPI refer-and-earn program enables new and existing users to earn rewards when onboarding through an official invitation link. When an eligible referee completes account verification and satisfies qualifying transaction criteria, the referral incentive is credited according to company policy.
Program Reward Summary:
Reward: ₹50 – ₹150
Eligibility Criteria
Indian resident with a valid mobile number.
Active bank account with SMS-linked mobile number for UPI verification.
Referee must be linking UPI on Paytm for the first time on their device.
Steps to Claim the Offer
1
Click the official Paytm referral link to install or open Paytm.
2
Register mobile number and select your bank for automated SMS verification.
3
Set or enter your UPI PIN.
4
Make a qualifying first UPI money transfer (min ₹1).
5
Cashback reward is transferred to your primary bank account within 24 hours.
Terms & Conditions
Referral rewards may depend on eligibility, successful account opening, transactions, KYC verification, or other conditions imposed by Paytm UPI:
Referee must link their bank account on Paytm UPI for the first time using your referral link.
Referee must make their first UPI money transfer of minimum ₹1 or as specified.
Cashback is credited directly to the referrer's linked primary bank account within 24 hours.
Referral is not valid if the user has previously linked UPI on Paytm.
Official Terms of Service
Review the authoritative terms directly on the official Paytm UPI web portal:
The referral cashback is deposited directly into the referrer's linked primary savings bank account within 24 hours of the qualifying transaction.
What is the minimum money transfer needed on Paytm UPI?
Usually a minimum transfer of ₹1 or more to any UPI ID or phone number qualifies the referral under active promotional terms.
Important Notice: Referral rewards, cashback rates, promotional conditions, and eligibility rules are subject to change by Paytm UPI without prior notice. DematRefer does not guarantee any third-party reward fulfillment. Users must inspect official terms before participating.
Risk Disclosure: Securities investments and financial products carry market risk. Read all scheme and regulatory disclosure documents carefully before opening an account or investing.
