📅 Last Verified: October 2026⚡ Status: Active Offer
Current Referral Reward & Benefits
✓
Generous reward pool with SuperCash and wallet cashbacks
✓
ZIP Pay Later activation bonuses up to ₹60,000 credit limit
✓
Cashback on electricity, DTH, broadband, and credit card bill payments
✓
Extra interest on MobiKwik Xtra peer-to-peer investments
About MobiKwik
MobiKwik is an Indian digital payment and credit fintech founded in 2009 by Bipin Preet Singh and Upasana Taku. It features wallet payments, NPCI UPI, ZIP Pay Later credit, and MobiKwik Xtra peer-to-peer investments.
Pros & Cons of MobiKwik
✓ Advantages & Pros
Generous rewards from the ₹1,200 reward pool and bonus SuperCash savings
ZIP Pay Later provides instant credit for monthly bill payments
High interest peer-to-peer savings options via MobiKwik Xtra
✕ Drawbacks & Cons
SuperCash burns only as a percentage discount (typically 5%–10%) on transactions rather than 100% hard cash
Full KYC requires document upload before unlocking maximum wallet limits
Who Should Choose MobiKwik?
Users who make frequent utility bill payments (electricity, gas, broadband) and want to save with SuperCash and short-term ZIP credit.
Eligibility Criteria
Indian resident with valid mobile number.
Basic KYC (PAN or Voter ID/Aadhaar) completed.
First-time transaction on MobiKwik app.
How To Claim the Offer
1
Click [REFER NOW] to open the MobiKwik invite link.
2
Install app and register with referral code f323da8d.
3
Complete basic KYC and link bank account via UPI.
4
Complete first bill payment or UPI transfer.
5
Receive SuperCash / cashback in your MobiKwik wallet.
Note: Rewards and eligibility are determined by MobiKwik upon successful verification. DematRefer does not guarantee reward payouts.
Terms & Conditions
Referee must register using the invite code/link and complete KYC verification.
Referee must complete their first UPI transfer, bill payment, or ZIP Pay Later activation.
Referral bonus is credited as SuperCash or wallet cash subject to monthly caps.
Existing MobiKwik users registering again on the same device are excluded.
Official Website & Terms
Review official offer details and verified terms directly on the provider's portal:
SuperCash is MobiKwik's promotional cashback currency that can be burned to save money on utility bill payments, recharges, and partner checkouts.
Yes, referrals who activate and transact with ZIP Pay Later can unlock additional promotional rewards.
Referral Disclosure: Some links on DematRefer may be referral or affiliate links. We may receive a commission when eligible users complete qualifying actions through these links at no extra cost to you. Read our full Affiliate Disclosure.
Risk Disclosure: Securities investments carry market risk. Read all scheme-related documents carefully before opening an account or investing.
