📅 Last Verified: October 2026⚡ Status: Active Offer
Current Referral Reward & Benefits
✓
Direct bank account cashback on first payment
✓
Instant UPI payment confirmation with zero fees
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Exciting cashbacks on bill payments, recharges, and merchant QR scans
✓
Support for multiple bank accounts and RuPay credit cards
About Paytm UPI
Paytm (One97 Communications Limited) operates a leading NPCI-approved Third-Party Application Provider (TPAP) UPI network partnering with top banks (SBI, Axis Bank, HDFC Bank, YES Bank). It enables instant peer-to-peer (P2P) transfers and merchant payments across India.
Pros & Cons of Paytm UPI
✓ Advantages & Pros
Cashback reward is credited directly to your primary linked savings bank account
Fast onboarding requiring only an active SMS-linked mobile number
Wide acceptance across millions of retail stores and online services
✕ Drawbacks & Cons
Cashback reward applies only for first-time UPI users on Paytm
Promotional cashback ranges fluctuate between ₹50 and ₹150 depending on active campaigns
Who Should Choose Paytm UPI?
Anyone who wants direct bank account cash rewards when introducing friends to mobile payments and utility bill discounts.
Eligibility Criteria
Indian resident with a valid mobile number.
Active bank account with SMS-linked mobile number for UPI verification.
Referee must be linking UPI on Paytm for the first time on their device.
How To Claim the Offer
1
Click [REFER NOW] to install or open Paytm.
2
Register mobile number and select your bank for automated SMS verification.
3
Set or enter your UPI PIN.
4
Make a qualifying first UPI money transfer (min ₹1).
5
Cashback reward is transferred to your primary bank account within 24 hours.
Note: Rewards and eligibility are determined by Paytm UPI upon successful verification. DematRefer does not guarantee reward payouts.
Terms & Conditions
Referee must link their bank account on Paytm UPI for the first time using your referral link.
Referee must make their first UPI money transfer of minimum ₹1 or as specified.
Cashback is credited directly to the referrer's linked primary bank account within 24 hours.
Referral is not valid if the user has previously linked UPI on Paytm.
Official Website & Terms
Review official offer details and verified terms directly on the provider's portal:
The referral cashback is deposited directly into the referrer's linked primary savings bank account within 24 hours of the qualifying transaction.
Usually a minimum transfer of ₹1 or more to any UPI ID or phone number qualifies the referral under active promotional terms.
Referral Disclosure: Some links on DematRefer may be referral or affiliate links. We may receive a commission when eligible users complete qualifying actions through these links at no extra cost to you. Read our full Affiliate Disclosure.
Risk Disclosure: Securities investments carry market risk. Read all scheme-related documents carefully before opening an account or investing.
