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💳 UPI & Payment Apps

Discover cashback and referral offers on India's leading UPI platforms. Earn instant bank cash and wallet rewards upon first payment.
Paytm UPI official logo

Paytm UPI

UPI & Payment Apps ✓ Verified ⭐ 4.5
Referral Reward
₹50 – ₹150
🎁

Invite friends to link their bank account and make their first UPI transfer.

  • Direct bank account cashback on first payment
  • Instant UPI payment confirmation with zero fees
  • Exciting cashbacks on bill payments, recharges, and merchant QR scans
PhonePe official logo

PhonePe

UPI & Payment Apps ✓ Verified ⭐ 4.7
Referral Reward
Up to ₹200
🎁

India's leading UPI app for instant money transfers and recharge cashback.

  • Instant scratch cards & cashback on first payment
  • Zero fee on UPI money transfers between any bank
  • Widest merchant acceptance across India
MobiKwik official logo

MobiKwik

UPI & Payment Apps ✓ Verified ⭐ 4.2
Referral Reward
₹1,200 Pool
🎁

SuperCash and wallet referral rewards upon your friend's first bill payment.

  • Generous reward pool with SuperCash and wallet cashbacks
  • ZIP Pay Later activation bonuses up to ₹60,000 credit limit
  • Cashback on electricity, DTH, broadband, and credit card bill payments
Navi UPI & Gold official logo

Navi UPI & Gold

UPI & Payment Apps ✓ Verified ⭐ 4.3
Referral Reward
Up to ₹200
🎁

Fast zero-cost UPI payments, personal loans, and digital gold investments.

  • Direct bank credit with instant UPI settlement
  • Digital gold signup bonuses with as little as ₹10 investment
  • Zero hidden transaction charges on UPI transfers

Frequently Asked Questions

When an invited user links their bank account for the first time and completes a qualifying payment (min ₹1), cashback is credited to your bank account or wallet.
Yes, platforms like Paytm and Navi deposit cash rewards directly into your primary linked bank account.

Disclaimer: DematRefer is an independent referral information platform. Offers, rewards, brokerage rates and eligibility requirements are subject to change by the respective providers. Please verify the latest terms on the provider's official website before registering.